Personal Finance

Senate Approved $2 Billion More for ‘Cash for Clunkers’ CARS Program

Posted on August 7th, 2009.

This evening the U.S. Senate voted to approve the bill adding $2 Billion in additional funding for the CARS ‘Cash for Clunkers’ program.  President Obama is expected to sign the bill, identical to the bill that passed the House last week, into law soon.
This funding gives consumers and car dealers more time to satisfy the [...]

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Time for a New Car? Save Money with CARS ‘Cash For Clunkers’ Program

Posted on July 31st, 2009.

It doesn’t seem all that long ago that the government was giving tax incentives to people who bought big, high end  SUVs like the Cadillac Escalade.  With gas prices significantly higher in the last year, a weak economy, and the auto industry in a major slump, the pendulum has swung the other way.   In June, [...]

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Three Options for FREE Directory Assistance: FREE 411, GOOG 411, FreeMobile411

Posted on July 31st, 2009.

For those of you who are on the road, or on your cell phone all the time,  here is some great info.  Fees for directory assistance calls (including ones made from cellphones), are on the increase. Sprint increased its 411 fee from $1.49 to $1.79. Last fall, Verizon and Cingular boosted fees to $1.49 [...]

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MarketWatch Says More Americans Embrace Money Saving Lifestyles

Posted on July 19th, 2009.

Welcome to the new “normal” where keeping up with the Joneses is so last millennium and living within your means is the new cool.
The extended shopping spree that Americans enjoyed for the better part of two decades has come to a screeching halt, thanks to the recession, high energy prices and a [...]

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Washington Post Reports Bank Fees on the Rise

Posted on June 30th, 2009.

The Washington Post reported in a June 26 article “The Bite of Bank Fees” that “customers are paying more to maintain a checking account and withdraw cash from an out-of-system ATM, and when they bounce a check. To make up for declining revenue, many banks are boosting fees and are requiring higher minimum [...]

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Save Money and Help the Planet Gifting via Freecycle.org

Posted on June 29th, 2009.

I joined Freecycle in my local community a few years ago when I first read about in it the Parade magazine that comes with the weekend newspaper.
Freecycle.org is a “globally local” online network helping millions of people to recycle and keep stuff out of landfills. This nonprofit gifting movement enables individuals to gift items [...]

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MSNBC Reports Americans Saving More, Spending Modestly

Posted on June 26th, 2009.

msnbc.com news services just published a report, “Americans saving more, spending modestly“. Some highlights from the article said that:
“Household savings rates are at the highest level in more than 15 years in May.” The savings rate, which was almost zero in early 2008, rose to 6.9 percent, the highest level since December 1993. “The higher [...]

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